Don’t think you can buy a home? Don’t think you make enough money? Have a lower credit score? Think Again!!

Introducing the Home Ready Mortgage for First time Buyers! You can even have a room mate! Get gift money from family and friends! Take advantage of incredibly low interest rates right now and before home prices rise!! 

Call us to learn more about this fantastic loan program!

HomeReady Mortgage

Built with today’s homebuyers in mind

Our low down payment HomeReady® Mortgage is designed to help lenders confidently serve today’s credit-worthy low-income borrowers. 

Ideal HomeReady Borrowers

  • Low income
  • First-time or repeat homebuyers
  • Limited cash for down payment
  • Credit score ≥ 620; borrowers with credit scores ≥ 680 may get even better pricing
  • Supplemental boarder or rental income
  • Looking to purchase or refinance